Insurance renewal — reimagined

Your members
renew online.
In minutes.
From any phone.

Renova replaces paper renewal packs and manual processing with a digital journey your members complete on their phone — delivered by email or WhatsApp, with no app to download.

Request a demoSee how it works
Minutes
To complete a renewal
100%
Digital, any phone
Zero
Manual data entry
One
Platform, every scheme
How it works

Four steps. No paper.

The member journey, from the link landing in their inbox to a signed submission in your dashboard.

1
Personal link
Member receives a personalised renewal link by email or WhatsApp. No app to download, no account to create.
2
Choose plan
Member selects their option, manages dependants, and sees their new premium calculated live from your rate tables.
3
Sign and submit
Member uploads their utility bill, confirms the declaration, and submits. A reference number is issued instantly.
4
You receive it all
Your dashboard updates in real time and the completed renewal is exported to your back-office — no chasing, no manual entry.
The platform

Everything to run a renewal cycle.

Renova isn't just a form. It's the admin platform your team runs the whole cycle from — pricing, reviews, reminders, export and reporting, all in one place.

Pricing
Live premium engine
Rate tables, plan options and dependant bands price every renewal automatically — and freeze against a validity window when you publish.
Workflow
Upgrade reviews
Members moving to a higher option are flagged automatically, with the premium difference shown, ready for one-click approval or rejection.
Engagement
Reminders that follow up
Automatic reminders over email or WhatsApp chase the members who haven't finished — with delivery status tracked per link.
Onboarding
One-click roster import
Upload a CSV or Excel roster. Re-importing is idempotent — matched NICs update in place, new members are created. No duplicates.
Integration
Automated insurer export
Completed renewals are batched and delivered to your back-office over SFTP or CSV, with retry and reconcile when a transmission needs it.
Insight
Reporting & audit
Track renewal rate, average premium and upgrades across the cycle, export to CSV — backed by a full audit trail of every sensitive action.
For brokers

Your renewal team gets their time back.

Every submission arrives complete, structured and signed. No more chasing missing documents, no more manually keying forms. Just a dashboard showing you exactly where every member stands — and an audit trail proving every step.

Multi-tenant — insurers, brokers and schemes on one platform, each branded
Email & WhatsApp reminders to members who haven't yet renewed
Upgrade requests flagged automatically for your review
Automated export to your insurer back-office — SFTP or CSV
Role-based access, scoped by organisation and scheme
Full audit trail of every sensitive action
Get started

Ready to see it working?

We'll walk you through a live demo using your own scheme data.

Book a demo

hello@renova.mu

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© 2026 Renova Ltd
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